The Social Security and National Insurance Fund (SSNIT) has encouraged anyone affiliated with the scheme to regularly update their list of beneficiaries to avoid any misunderstandings in the event of death.
Ms. Emefa Agonyo, Public Affairs Officer of SSNIT, spoke about the situation where some people still have their deceased relatives on their beneficiary list.
“Some people still have their deceased parents on their form as beneficiaries while others have people other than their spouses or children.”
Speaking at a forum organized by the Ghana News Agency’s Tema regional office, she said it was of no use and tended to create problems when the contributor died.
Ms Agonyo said it sometimes ended up in court, with the spouse and children showing up only to be told that their deceased aunt or uncle or grandparents were the rightful beneficiaries on the enrollment form.
She explained that where a contributor did not update their list of beneficiaries before conveying the position of the law is that only children under the age of 18 should receive the benefit.
She added that where the deceased had children out of wedlock, and an investigation has established this fact, SSNIT will pay 60% of all benefits to children under the age of 18.
Mr. Francis Ameyibor, Tema Regional Director of the Ghana News Agency, stressed the need for better education to help contributors better understand why it was important to update their records.